Where to Build your Custom Home on Hilton Head SC July 2014
Here are the currently available homesites on Hilton Head in July 2014.
For people who have been looking for a home for a while, and it doesn't have this, and it doesn't have that, and you really need one-story, or you'd like an elevator, or any number of features, there is a solution: build!
We have lots of talented architects, designers, and very good builders in the Hilton Head area. Why not give it a try?
CAN I GET A CONSTRUCTION LOAN?
Yes - there are several local lenders who are actively engaged with very good rates that you can call and they will be happy to work with you. Some of them do not even require dual closings; i.e., one closing on the construction loan then another one when it goes to permanent financing. Best to check with some of them to see what their programs are and who you are comfortable working with.
WHERE SHOULD I BUY THE HOMESITE?
This decision is probably the most important part of the whole process. The same considerations you're thinking about with a home are amplified; i.e., do you want to be on a golf course, do you want a water view, how high is the homesite (elevation) - on Hilton Head Island that will impact future insurance payments and type of construction necessary - do you like a wooded view, will the type of home you like either fit on the homesite or be architecturally acceptable to the various homeowner associations?
HOW HARD IS THE DESIGN PROCESS?
Short answer: depends on how difficult you want it to be. Interview various architects and designers, do your research, see what they have designed. Cut out pictures, go to open houses, go to model homes, create a scrapbook of features that are really important to you, be flexible, know that not everything will fit either in your budget or in the skeleton of the home.
HOW CAN I DECIDE ON THE BUILDER?
Some of the designers and architects will feel comfortable with one builder or another. That shouldnt' be the prime consideration - you're the one with the checkbook. The same care that you've taken with your design selection needs to go into the builder selection. Get references, make appointments to view their homes, check if they've received our local design/builder awards, check with the Hilton Head Homebuilders Association, go to the new development areas and take a look at the homes thoroughly. If you begin to see a trend with quality, give that builder a call, or on the other hand, eliminate that builder that you feel has not built a quality product. Make sure that the builder explains their draw process i.e., when/how they receive their monies during construction, when there is an opportunity for you to check at each phase, what processes there are for inspections during construction, what is in place for any construction overruns, change orders, etc.
DON'T EXPECT PERFECTION.
Design and build is not an exact science. Between budget constraints, construction timing, homeowner association restrictions, you'll get as close to your dream as you can - but kind of like folks who buy boats, they always want a bigger one - be excited but don't be too hard on yourself, your builder, or your architect - it will be a beautiful creation!
If this sounds like just too much to figure out - take a look at some of these pretty homes all ready for you!